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銀行承造按揭時，我們總聽到「壓力測試」及「供款佔入息比率」等詞彙。對樓市認識不深的置業初哥，可能會摸不著頭腦。實情這是申請按揭時，銀行對於申請人批核準則。2008年金融海嘯後，本港樓市隨全球量化寬鬆政策下而產生泡沫問題，金管局為防泡沫過熱，推出了逆周期措施，「壓力測試

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Cost of Goods Sold, cost of sales, cost of revenue, or cost of services are referred to all the direct costs associated with services rendered to the customer for the business provides companies, It includes all the direct costs involved in running or performing services, involved in running or performing services,

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【壓力測試】擔保人有幫助? 收入、花紅點計法?

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